What Is An Independent Agent
What Is an Independent Agent? An independent insurance agent owns his or her own business. The agent operates independently of any insurance company that he or she may represent. Your independent agent doesn't represent just one provider, but rather is affiliated with a number of competing insurance companies. By dealing with more than one company, your agent can work to make sure that you receive the best possible products and services to meet your unique coverage needs. The central focus for your independent insurance agent is on what type of coverage, and which company best suits your interest as a customer. Because he or she represents the products of a number of insurance comanies, the agent is able to provide you with targeted, individual service. One of the many reasons for purchasing insurance through an independent agent is that you benefit from his or her expert knowledge of the insurance industry. That knowledge ensures the best, unbiased advice you could hope for.
How do Independent Agents Benefit Customers? There are many terrific benefits to you as a customer. To begin with, you've got a chance to build a dependable, lifetime working relationship with you independent agent. Because your agent knows you so well, he or she will be able to help you make the best decisions about adjustments to your coverage as needed. Since your independent agent does not represent just one provider, he or she can seek out the best product for you, and you can be certain you're getting the best value. Independent agents can also save you time and energy by serving all of your insurance needs. In addition to providing you with a superior personal policy, your agent can handle your business coverage as well. Some customers choose to have one agent as their advocate for both commercial and personal lines of insurance. Your agent works as your strongest advocate, and can represent your interest with the company's claims representative. You can be assured that you are getting personal, fair and fast attention in addressing all your insurance needs. Your agent is there to protect your interest, and to support you in times of need. If you suffer a loss, your agent will work to resolve your claim. The bottom line? As a customer, you want to know that the insurance advice and coverage that you receive is solid, coming from someone you trust, and in your best interest. Working with an independent agent, assures you of all these things, and offers you peace of mind. |
